December IS EXCITING

Yes, December is an exciting month with Hanukah, Christmas and the New Year around the corner.  And December is extra exciting to a couple that I just helped sell their home.  The home is located in a suburb of The Woodlands.  Congratulations to Rhonda and George for the sale of their home in Westwood.  It has been my pleasure to be of service to you during every step of your home sale.

If you are in The Woodlands this Sunday, December 9th around the Sterling Ridge area and are looking for your happily ever after home this could be your lucky day.  Drop by and visit me as I am hosting an open house for one of my partners, Cheri Young.

Sunday, December 9th 1:00pm to 4:00pm

82 S Longsford Circle, The Woodlands, Texas 77382

Tuscany style two story home, located on a corner Cul-du-sac, four bedrooms, three and a half bath, game room, resurfaced pool (2017) 3 car oversized garage, with a great little patio off the kitchen/dinning for vino.  Let’s get started on this one, visit me this Sunday maybe I can help you to…

Live Life to the Fullest!!!

If you would like information about buying, selling or have any real estate needs Email me at: SCOTT@SCOTTCULBERSON.com. I look forward to helping you to… LIVE LIFE TO THE FULLEST Scott Culberson, Broker Associate, Better Homes and Gardens Real Estate Gary Greene.

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Thanksgiving 2018 is in the Books

Thanksgiving 2018 is in the books, so all eyes are on either Christmas or the New Year.  I’ve got my eye on Christmas, so we will stick with that.  A popular Christmas item again this year is the gift of a voice-controlled device.  I know you have seen the ads and in my neck of the woods I have even heard of an electric company giving them away if you switch to their company.  So major players in this technology are currently Amazon and Google.  Apple has a dog in this race, but I haven’t seen much on their products.  I received my first Amazon Echo Dot as a Christmas gift myself two years ago and the things you can do with this device has increased every year.

Here’s the basics on how this device works.  If you already have a device or don’t want the basics,

PLEASE SKIP TO THE LAST PARAGRAPH FOR AN EXCITING ANNOUNCEMENT.

I will be talking about the Amazon Alexa Echo Dot since that’s the one I own.  You download the Amazon Alexa app on your phone or iPad.  Your Echo Dot is not mobile so think of where you might use it the most and plug it into a plug.  Yes, it will work in the same plug that powers your television, your hairdryer or whatever.  You will sync your phone to the echo dot and your echo dot to your internet.  You will need that pesky internet password or passkey.  Getting the internet to connect is the most difficult part in the set up.  I have set up five of these devices so if you need help, give me a shout.

Instead of apps like your phone, the Amazon Alexa devices have SKILLS.  Developers, like myself, create the skills for users.  To turn on a skill you open the Amazon Alexa app on your iPhone, go to skills, find the one you want to turn on and hit enable.  Skills can be found in twenty-two categories:

Yes, there is a lot you can do, and it all starts with the wake-up word: “Alexa” and then you ask her a question or tell her what you want her to do.  Don’t like the wake-up word, you can change it in your settings on your phone.  You can ask Alexa what time it is, what the weather is, who won the football game, what the news is and so much more.  With the help of an additional device you can have the Echo dot turn on the lights or connect to the speakers of your television.  You can also use the echo dot as an intercom and talk from room to room OR remotely like a phone.

So much you can do, but here is my big announcement I have created not one, not two but THREE Amazon Alexa Skills for real estate.

Real Estate with Scott Culberson

Selling Homes in The Woodlands, Texas

Real Estate Snapshot Lake Windcrest Magnolia, TX

It is so easy to get started.

STEP 1: Go to the skill section, search for one of these skills

STEP 2: click ENABLE.

STEP 3: say out loud “Alexa play my Flash Briefing?” or “Alexa what’s in the news?”

You will then hear a brief introduction and then the skill will play.

Check it out and let me know your thoughts on my Amazon Alexa skills.  Separate from the amazing world of Amazon Alexa is my podcast on ITUNES called Real Estate with Scott Culberson.  This is a free podcast and you do not need an Amazon Alexa device to listen.  Go to ITUNES, click podcast, search, find, click, download.  Super easy.  That’s all for now.  I’m Scott Culberson, broker associate, Better Homes and Gardens Real Estate Gary Greene.  I am here to help you and your yours to Live Life to the Fullest.

 

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THANKSGIVING 2018

Happy Thanksgiving to everyone.

Chocolate Chip Cookies

If you get a chance check out my Thanksgiving 2018 video on Youtube.  In this video I taste test Hershey’s candy cane chocolate bar.  It was yummy, white chocolate with bits of cane cane.  Could this be your newest Thanksgiving tradition?

Speaking of traditions if you are looking to sell you home and you are going into the holiday season you are probably thinking “UH OH WHAT HAVE WE DONE!”

My professional opinion on this is….Celebrate YOUR Holiday, with a few small adjustments.

Lets start outside and work our way in.  Lights, lights, and more lights, if you Clark Griswold your home you definately need to take it down a notch this year.  Lights are good and very festive, but lets make sure that it doesn’t look like we are trying to hurt or burn down a perfectly good home.  Wreath on the front door, garland on the  mailbox, and columns, even a blow up santa all very festive.  As we move inside it comes down to “staging a home for sale 101.”  Nothing smaller than your fist, three items per counter top, and minimal furniture.  So if your holiday decorations don’t fall in line with these rules…this year you need to be celerating a little bit differently.  Tree, yes, fake or real…your choice.  Keep in mind you may need to remove furniture in order for the tree to fit this year, we still want good solid walkways for our potential buyers.  Remember to keep to the rule of a depersonalized home.  This means no photo holiday cards, ornaments or other holiday decorations with photos or names.  Last but not least if you have any holiday joke decorations this is not the year to display them.  Inside jokes only confuse buyer(s).  The buyer(s) will leave your home trying to figure out what that decoration has to do with Christmas instead of thinking about how they can make your home THEIR home.

Don’t forget to set up a showing block with the showing service.  Some buyer(s) may not celebrate the same holidays you do or they maybe they are more focused on buying a house and relocating than celebrating the season.

Selling a home is LIFE ABNORMAL so during the holiday season keep to YOUR traditision, with a few minor adjustments

 

 

Happy Thanksgiving and….

Live LIfe to the Fullest,

Scott

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October Not So Pink in 2018

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It’s still October and that means it is Breast Cancer Awareness month.  I don’t normally have a quote for this month but I thought that maybe this month needs a little something extra this year.

“I have heard there are troubles of more than one kind.  Some come from ahead  and some come from behind.  But I’ve bought a BIG BAT.  I’m all ready you see.  Now my troubles are going to have troubles with me.”  –Dr. Seuss

This year I am extremely disappointed in the retail stores located in am around The Woodlands area.  I embarked on a pilgramage to find myself a new pink polo style shirt for Breast Cancer Awareness month.  You guessed it No one, pinked out this year.  None of the big box stores, none of the mid level stores, non of the sporting goods stores… no one.  It seems their was a reverse in direction and that pink was no longer the color for October.  Breast Cancer STILL needs awareness so maybe you’ll join me next October and wear your own pink polo shirt or lapel pin.  You have 11 months to shop.  I know in the mens department I might have to keep my search going all year long.  Here are the top 2 on my list:

 1) Pink Polo Style Athletic golf shirt (no logo on the front, no pocket, size Large mens)

2) Pink Lapel pin

Give thanks for your strength and Live Life to the Fullest EVERY day,

If you would like information about buying, selling or renting real estate Email me at: SCOTT@SCOTTCULBERSON.com. I look forward to helping you to… LIVE LIFE TO THE FULLEST Scott Culberson, Broker Associate, Better Homes and Gardens Real Estate Gary Greene

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Be the Strength for Someone

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It’s October and that means it is Breast Cancer Awareness month.  I don’t normally have a quote for this month but I thought that maybe this month needs a little something extra this year.

“I have heard there are troubles of more than one kind.  Some come from ahead  and some come from behind.  But I’ve bought a BIG BAT.  I’m all ready you see.  Now my troubles are going to have troubles with me.”  –Dr. Seuss

I think this quote from Dr. Seuss, even though it’s an odd source, sums up the courage and power we all need especially during Breast Cancer Awareness month.

My mother died due to complications with her breast cancer so this month weighs heavy on me.

So my message to you is: Be Someones Strength  Be Your Own Strength.  Give thanks for your strength and Live Life to the Fullest EVERY day,

If you would like information about buying, selling or renting real estate Email me at: SCOTT@SCOTTCULBERSON.com. I look forward to helping you to… LIVE LIFE TO THE FULLEST Scott Culberson, Broker Associate, Better Homes and Gardens Real Estate Gary Greene

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Sometimes You Need to Play Soccer

Here is our quote for September:

“Right here, right now, God has placed you to do what you do best.  Go all the way.”   —Coach Eric Taylor

          A great quote indeed.  This past year has been tough in the greater Houston area with so many people being affected by Hurricane Harvey.  With this tragedy came many opportunities for our community to help and support one another.

Traditional soccer ball on soccer field

I was talking to a friend of mine the other day (we will call him C.W.) and it reminded me of the work he did after Hurricane Harvey.  His work was closed many days after Hurricane Harvey hit and he like a lot of us helped neighbors and total strangers with clean up.  C.W. is a HUGE soccer fan; he took that love of soccer and started an impromptu soccer game with some of the neighborhood children where he was volunteering.  No goals, no cleats, just a soccer ball from the trunk of C.W.’s car, a patch of grass and a group of children.  This type of kindness was felt all over the Houston area in the past year.  A soccer game, so simple and fun, was just what those children needed…they needed to be children, they needed a break from the stress that they were feeling.

There is no doubt in my mind that C.W. was placed at that place and at that time to help those children remember what it is to have fun with other children.   In the hustle and bustle of our daily lives sometimes we miss opportunities to be the best that we can be.  A kind word, a positive smile, a nod, paying it forward at Starbucks, or stopping for a pedestrian when it’s raining.  There are opportunities all around us we just have to make sure to take time to read the subtle cues and respond to them with the love in our hearts.  Make sure that you do what you do best today and maybe you can help someone else to…

Live Life to the Fullest!!!

If you would like information about buying, selling or renting real estate Email me at: SCOTT@SCOTTCULBERSON.com. I look forward to helping you to… LIVE LIFE TO THE FULLEST Scott Culberson, Broker Associate, Better Homes and Gardens Real Estate Gary Greene

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How credit scores are calculated

home on a stack of cash

Today we have guest content provided Michael Timmons, NMLS# 894265, Mortgage Officer with Gibraltar Mortgage Services.

When you check your credit score, you get a number, usually between 500 and 800. But what does that number mean? What is weighed to come up with that number? Here are some facts about how your credit score is calculated.

  • There are 5 factors that are used to come up with the number you know as your credit score. 35%-Payment History, 30%-How Much you Owe, 15%-Length of Credit History, 10%-New Credit, 10%- Credit Mix.
  • Payment history is a heavy hitter here! Demonstrating on time payments is critical for good and above average credit scores. Multiple late payments especially in reference to a mortgage loan, can be extremely hard to fix down the line. That is why on time payments are so important.
  • The amount you owe is also a heavy hitter. Did you know: when it comes to revolving credit (aka credit cards), your balance to limit ratio shouldn’t be more than 30%. When you allow the balance to go over that 30%, your score will be affected! Low balances=better credit scores.
  • Length of credit history is sometimes something you cannot help, so it is weighed less than the first two. Young credit isn’t necessarily bad, it’s just young! Someone who is older and has lots of history can be approved quickly. Whereas younger credit, may require a co-signer or guarantor.
  • When it comes to new credit, the amount of new accounts opened is being referenced. Sometimes, multiple new accounts in a short period of time could be viewed as a risk! That is why it comes into play here.
  • Credit mix means just that. Having a well-rounded credit report means having a bit of everything. Revolving credit, installment loans, a mortgage, line of credit, all of these would be a part of a well-rounded credit report. Showing creditors that you are able to handle all kinds of credit is important to proving that you will present minimal risk.

In conclusion, your credit score is important in 2018! And building good credit is a lot easier and faster than fixing bad credit. Understanding why this number matters and what goes into creating your credit score is the key to making sure you are able to borrow what you want (and sometimes need) without issue.

A big thank you to our guest contributor Michael Timmons, NMLS# 894265 Mortgage Officer, Gibraltar Mortgage Services.  Give Michael a call  if you have Mortgage questions at 281-364-7879 or email him at MTimmons@Gibraltarlending.com.

I look forward to helping you to… LIVE LIFE TO THE FULLEST, Scott Culberson, Broker Associate, Better Homes and Gardens Real Estate Gary Greene, SCOTT@SCOTTCULBERSON.com, 281-467-4691

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